Terms of Service

Effective Date: July, 2025

Welcome to our mobile application (“App”). By using the App, you agree to these Terms. If you do not agree, please do not use the App.

1. About the App

The App provides:

  • A directory of lenders with general information and user-submitted reviews
  • The ability to submit lenders for review
  • A FICO® score estimator tool (for educational purposes only)
  • A debt tracker feature to help you organize and monitor your debt repayment

We are not a bank, lender, financial advisor, or credit bureau. The App does not provide financial, legal, or tax advice.

2. No Guarantees

  • Lender information displayed is for informational purposes only and may not be complete or up-to-date.
  • The FICO® score estimator is an educational tool and does not reflect your actual credit score.
  • We do not guarantee loan approval, rates, or outcomes.

3. User Responsibilities

You agree to use the App for personal, lawful purposes only. You are responsible for any information you enter into the App.

4. Third-Party Links

The App may include links to third-party websites (such as lender websites). We are not responsible for their content, practices, or offers.

5. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any damages, financial losses, or outcomes related to your use of the App.

6. Termination

We may suspend or terminate access to the App at any time without notice.

7. Governing Law

These Terms are governed by the laws of the United States.

8. Contact

If you have questions, contact us at: support@getlender.net.