Privacy Policy

Effective Date: July, 2025

We respect your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you use our mobile application (the “App”). By using the App, you agree to the terms of this Privacy Policy.

1. Information We Collect

When you use the App, we may collect the following types of information:

  • Basic Identifiers: your full name, date of birth, and email address.
  • Financial Details You Provide: information about your debts (e.g., balances, payment schedules, progress updates).
  • Technical Information: device type, operating system, and general usage data that helps us improve performance.
  • Voluntary Submissions: additional information you choose to share, such as lender reviews or feedback.

We do not request or store Social Security Numbers, credit card details, bank account numbers, or other highly sensitive identifiers.

2. How We Use Your Information

We use the information collected to:

  • Enable and improve App features (e.g., debt tracker, FICO score estimator).
  • Show you lender profiles, reviews, and comparisons.
  • Allow you to submit lenders or financial institutions for community review.
  • Provide customer support and respond to your inquiries.
  • Send updates, feature releases, or important notices about the App.

We do not sell, rent, or trade your personal data to third parties.

3. Data Sharing

  • We may share aggregated or anonymized information (which cannot identify you personally) for analytics, research, or service improvements.
  • If you choose to follow links to third-party websites or lenders’ platforms, their privacy policies and terms will apply, and we are not responsible for their practices.
  • In limited cases, we may disclose information if required by law, regulation, or legal process, or if necessary to protect our rights, users, or the public.

4. Data Storage & Security

  • We use reasonable administrative, technical, and physical safeguards to protect your information.
  • Despite our efforts, no system of electronic storage or transmission over the internet is 100% secure. We cannot guarantee absolute security, and you use the App at your own risk.
  • Access to personal information is limited to authorized staff and contractors who require it to operate the App and are bound by confidentiality obligations.

5. Children’s Privacy

  • Our App is not intended for children under the age of 13.
  • We do not knowingly collect, maintain, or use personal information from children. If we learn that such data has been provided, we will delete it promptly.

6. Your Rights

  • You may request deletion of your personal data at any time by contacting us at support@getlender.net.
  • You may also request access to the data we hold about you, or ask us to correct inaccuracies.
  • In certain regions, you may have additional rights under local laws (such as the GDPR or CCPA).

7. International Data Transfers

  • If you are accessing the App from outside the United States, please note that your data may be transferred to and processed in the U.S. or other countries where our service providers are located.
  • By using the App, you consent to such transfers, which may have different data protection laws than your home country.

8. Data Retention

  • We retain your personal data only as long as necessary to provide services, comply with legal obligations, or resolve disputes.
  • When no longer needed, data will be securely deleted or anonymized.

9. Policy Updates

  • We may update this Privacy Policy from time to time to reflect changes in technology, legal requirements, or business practices.
  • We will notify you of significant updates by posting a notice within the App or sending an email.

10. Contact Information

If you have any questions about this Privacy Policy, please contact us at:

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