Responsible Lending Policy

GetLender: Cash Advance Search is dedicated to supporting responsible lending practices and promoting financial transparency. We collaborate exclusively with lenders who follow these key principles:

Clear and Transparent Loan Terms

All lenders within our network must provide full loan terms before a borrower accepts an offer. Loan agreements must clearly specify repayment terms, interest rates, fees, and potential penalties.

Compliance with U.S. Lending Regulations

All lenders we work with must comply with:

• Truth in Lending Act (TILA): Ensuring borrowers are provided with accurate cost disclosures.
• Fair Lending Laws: Preventing discriminatory lending practices.
• State-Specific Payday Loan Regulations: Adhering to legal caps on interest rates and loan terms where applicable.

Borrower Education and Financial Awareness

We encourage borrowers to carefully review loan terms and evaluate their ability to repay before accepting any loan offers. Users should be cautious of predatory lending practices and seek independent financial advice when needed.

Debt Collection Practices

Lenders in our network must comply with the Fair Debt Collection Practices Act (FDCPA) and avoid engaging in illegal collection practices, such as harassment, threats, or providing misleading information. Borrowers have the right to dispute incorrect debt information and request verification.

GetLender: Cash Advance Search does not control or enforce individual lender policies but strives to partner with reputable financial institutions that adhere to responsible lending standards.